Terms of Use
ServeBetterAutoRates.com (“Serve Better Auto Rates,” “we,” “us,” or “our”) owns and operates the website located at https://servebetterautorates.com (the “Site”). Serve Better Auto Rates provides and maintains this Site for your information and use, subject to your acceptance—without modification—of these Terms of Use (the “Terms”).
By accessing or using the Site, you acknowledge that you have read, understood, and agree to be bound by these Terms.
1) Products and Services
You understand and agree that Serve Better Auto Rates is not an insurance provider and is not the creditor for or issuer of any products featured on the Site. Any products or services advertised on the Site—or made available to you by our partners after you leave the Site—are the sole responsibility of the respective vendors and service providers.
2) Information Acceptance Policy
Your receipt of an electronic or other form of request confirmation does not signify acceptance of your application, nor does it constitute confirmation of any offer to provide an insurance policy. Serve Better Auto Rates reserves the right at any time after receiving your information to accept or decline your request for any reason. Serve Better Auto Rates is not responsible for requests that cannot be fulfilled or for unsuccessful applications arising from an applicant’s ineligibility for any insurance opportunity.
3) Restrictions
You must be 18 years of age or older to use the Site. You agree not to use the Site or any content contained on it for any unlawful or inappropriate purpose.
4) Compliance with Laws
You agree to comply with all applicable laws, statutes, ordinances, and regulations regarding your use of the Site and your interactions with third-party affiliates accessible through the Site. Serve Better Auto Rates may, in its sole discretion, report actual or suspected violations of law to law enforcement or other authorities. If Serve Better Auto Rates becomes aware—through a complaint or otherwise—of any potential or suspected violation of these Terms or of our Privacy Policy, we may investigate the matter and take appropriate enforcement action. During any investigation, Serve Better Auto Rates may suspend services to the user under review and/or remove any related material from our servers. You agree to cooperate fully with any such investigation. You acknowledge that violations of these Terms or the Privacy Policy may result in civil or criminal penalties.
5) Intellectual Property
All trademarks, titles, characters, trade names, graphics, designs, software, text, images, and other materials on the Site are protected intellectual property owned by Serve Better Auto Rates, its licensors, or third parties who have authorized their use on the Site.
Serve Better Auto Rates grants you a limited permission to view and make copies of documents, pages, images, or other materials on the Site solely for the purpose of submitting a request for an insurance policy through Serve Better Auto Rates or its affiliates for your personal, non-commercial use. Serve Better Auto Rates reserves all other rights in and to the Site and its contents. You may not distribute, display, transmit, or disseminate any materials from the Site without our prior written consent. Except as expressly provided herein, nothing on the Site shall be construed as conferring any license under any trademark, copyright, or other intellectual property right.
6) Limitation of Liability; Disclaimer of Warranties
Serve Better Auto Rates uses reasonable efforts to ensure that information on the Site is accurate but does not guarantee such accuracy. We make no representations regarding the use or results of any content on the Site as to accuracy, reliability, or any other matter.
TO THE FULLEST EXTENT PERMITTED BY LAW, NEITHER SERVE BETTER AUTO RATES NOR ANY PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE SHALL BE LIABLE FOR ANY DIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, INDIRECT, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF THE SITE.
THE SITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE,” WITHOUT ANY WARRANTY OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
These exclusions and limitations apply to the maximum extent permitted in each jurisdiction.
7) Third-Party Content and Links
The Site may contain links to websites maintained by third parties. Serve Better Auto Rates is not responsible for the content or privacy practices of those sites, and the existence of such links does not constitute an endorsement of those sites, products, services, or associated parties.
8) Privacy
Serve Better Auto Rates’ Privacy Policy (incorporated herein by reference) applies to any data supplied through the Site and is available at https://servebetterautorates.com/privacy. The Privacy Policy describes your rights and our responsibilities regarding your personal information. We will not use your information in any manner inconsistent with the Privacy Policy. We may modify the Privacy Policy in our sole discretion; by using the Site after such modifications become effective, you agree to the revised policy. If you do not agree, you must discontinue using the Site.
9) Security
Serve Better Auto Rates employs commercially reasonable security measures to protect your personal information. However, we cannot guarantee that information submitted via the Site will not be intercepted or decrypted by unauthorized parties. Serve Better Auto Rates assumes no responsibility for such interception or decryption.
10) Site Use; Compensation
Serve Better Auto Rates is not your agent, nor the agent of any issuer of insurance policies or any supplier, with respect to your decision to obtain an insurance policy or other insurance offerings. Serve Better Auto Rates may receive compensation from third parties for goods, facilities, or services we provide under separate contracts. Such arrangements may or may not relate to your use of the Site. You consent to any such compensation arrangement, whether or not related to your use of the Site.
11) Governing Law; Venue
These Terms are governed by the laws of the State of Delaware, without regard to its conflicts-of-law principles. You agree that the sole jurisdiction and venue for any litigation arising from your use of, or orders made on, the Site shall be in an appropriate state or federal court located in Delaware. Serve Better Auto Rates makes no representation that Site content is appropriate outside the United States; users who access the Site from outside the U.S. do so at their own risk and are responsible for compliance with local laws. If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.
12) SMS/Short Code Program & TCPA Consent
Where you provide “prior express written consent” within the meaning of the Telephone Consumer Protection Act (TCPA), you consent to receive telephone calls (including artificial or prerecorded voice), calls delivered via automated technology, and text/SMS messages at the telephone number(s) you provide, from us and/or our marketing partners. You are not required to provide this consent to purchase goods or services offered on servebetterautorates.com; your consent simply allows us to contact you via these methods.
If you provide consent, Serve Better Auto Rates and our affiliates or marketing partners may send SMS messages from short codes or long codes. Recurring messages: up to 9 messages per week. Message and data rates may apply. Text STOP to opt out of future messages and HELP for help. Mobile carriers are not liable for delayed or undelivered messages.
13) Modifications
Serve Better Auto Rates reserves the right to modify these Terms at any time. Your continued use of the Site after any modification constitutes your acceptance of the updated Terms.
14) Indemnification
You agree to indemnify, defend, and hold harmless Serve Better Auto Rates, its subsidiaries, affiliates, officers, agents, partners, and employees from and against any losses, liabilities, claims, demands, damages, costs, and expenses (including reasonable attorneys’ fees) arising out of or related to your use or attempted use of the Site, including (without limitation) linking to another site or uploading any content to the Site.
15) Dispute Resolution; Arbitration; Class Action Waiver
Any dispute concerning these Terms, the Site, or any services shall be resolved by binding arbitration administered by the American Arbitration Association (AAA) in the county of your residence, by filing a Demand for Arbitration. The arbitrator shall have exclusive authority to resolve any dispute, including challenges to the enforceability of these Terms.
CLASS ACTION WAIVER & JURY WAIVER. To the fullest extent permitted by law, you waive any right to a jury trial and agree not to bring, join, or participate in any class action, class arbitration, or representative action against us, any person related to us, or any service provider used by us.
Opt-Out of Arbitration/Class Action Waiver. You may opt out of these dispute resolution provisions by providing written notice of your decision within thirty (30) days of the date you first register on the Serve Better Auto Rates Website. Your opt-out will not affect any other terms applicable to your use of the Site.
16) Violations of These Terms
You understand and agree that Serve Better Auto Rates may, in its sole discretion and without prior notice, terminate or suspend your access to the Site and/or remove any content you have provided if we believe that such content or conduct violates these Terms or our Privacy Policy, is otherwise disruptive, or violates applicable law or the rights of Serve Better Auto Rates or any user.
17) Miscellaneous
All rights not expressly granted are reserved by Serve Better Auto Rates. Headings are for convenience only and do not affect interpretation. A failure to enforce any provision of these Terms is not a waiver of that provision or any other provision. If any provision is held invalid or unenforceable, such determination will not affect any other provision, which will remain in full force and effect. These Terms and the Privacy Policy constitute the entire agreement between you and Serve Better Auto Rates regarding the subject matter herein and supersede all prior or contemporaneous agreements.
18) Contact Information
Serve Better Auto Rates welcomes your questions or concerns about the Site. For questions relating to the terms of any insurance policy, please contact your insurance carrier directly.
Email: admin@servebetterautorates.com
Mailing Address:
servebetterautorates.com
5820 E W.T. Harris Blvd
Ste109 #283
Charlotte, NC 28215
